The Àjọṣe Journal

Insights on modernizing cooperative finance, building trust at scale, and achieving your financial goals.

The Future of Rotational Contributions in Nigeria

Oct 12, 2026

How open banking and digital identities are transforming the traditional rotational contribution group model from informal cash groups into secure, scalable financial instruments.

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Guides

How to Build Your Àjọṣe Credit Score

Your Àjọṣe Credit Score unlocks premium contribution pools. Learn the top 3 strategies to maintain a perfect score and avoid the dreaded default penalty.

Sep 28, 2026

Engineering

Why We Chose Mono for Open Banking

A deep dive into our infrastructure decisions. We explore why Mono's direct debit mandate API is the perfect solution for automating Ajo contributions.

Sep 15, 2026

Security

Protecting Your Contribution Pool: The Immutable Ledger

Trust but verify. How Àjọṣe uses immutable ledger technology to ensure no administrator or member can secretly alter the payout history.

Aug 30, 2026